Personal Bankruptcy Clients

Bankruptcy is an extremely complicated process and requires that a debtor complete a detailed questionnaire and compile numerous documents. In order to simplify the bankruptcy process, we have created a "step-by-step" web-page dedicated to helping individuals and married couples prepare for filing personal bankruptcy.

Please Note: This page requires that you have a PDF reader installed on your computer to open certain documents.
If you do not have a PDF Reader installed, click on the image below: 

Step-by-step

In order for us to serve you better, please read the instructions below and follow the instructions carefully.
DO NOT SKIP ANY STEPS OR IT WILL TAKE LONGER TO COMPLETE YOUR PETITION!!!

  • RETAIN US: Click on the proper link below to print your bankruptcy intake package which includes your Fee Agreement Instructions and and Credit Report Order Form.

    pdf Chapter 7: Click Here

    pdf Chapter 13: Click Here

  • CONFIRM YOUR IDENTITY: We use your credit report to obtain a complete listing of your debts as reported by your creditors. In order for us to obtain your credit report, the credit reporting agencies require that you answer a set of security questions to confirm your identity.

    DO NOT SKIP THIS STEP

    Click Here
    and answer the security questions.

  • COMPLETE FINANCIAL QUESTIONNAIRE: Once your attorney receives your initial payment; he will email you a link to the financial questionnaire. Please follow these instructions while completing the questionnare.

    1. Input your personal information; including your assets, income and expenses. NOTE: you don't need to list every single item of clothing and furniture...its OK to group these items together.

    2. DO NOT ENTER ANY CREDITORS; we will get these from your credit report. You will have a chance to enter any missing creditors at a later time.

    3. You don't have to finish all at once. Save the email and log back in later.

  • WAIT FOR INSTRUCTIONS: Once you have finished ALL of these steps, contact us and let us know. In about a week, we will send you a draft copy of your bankruptcy petition with instructions on what to do next.

  • Credit Counseling/Financial Management Courses: Federal Law requires that you take a credit counseling course before your case can be filed; and a financial management court after your case is filed. WHEN INSTRUCTED BY YOUR ATTORNEY, please click on the link below and take the proper course.

    When prompted; enter our attorney code: MA0086

    ”Debthelper.com

    Once you complete the course, you will receive the certificate in the email. Please email it to your attorney to ensure that the course is competed.

    Note: you are responsible for the cost of these courses. ($24 for the first course; $14 for the second ($38 total))
    - Remember the password you create, you will need it after your bankruptcy is filed.