Personal Bankruptcy Clients

In order to simplify the bankruptcy process, we have created a "step-by-step" web-page dedicated to helping individuals and married couples prepare for filing personal bankruptcy.

Please Note: This page requires that you have a PDF reader installed on your computer to open certain documents.
If you do not have a PDF Reader installed, click on the image below: 

Step-by-step

In order for us to serve you better, please read the instructions below and follow the instructions carefully.
DO NOT SKIP ANY STEPS OR IT WILL TAKE LONGER TO COMPLETE YOUR PETITION!!!

  • RETAIN US: Click on the link that your attorney instructed you to choose and complete the online bankruptcy intake form and fee agreement.

    Chapter 7: Click Here Chapter 13: Click Here

  • CREDIT REPORT: We use your credit report to obtain a complete listing of your debts as reported by your creditors. In order for us to obtain your credit report, the credit reporting agencies require that you answer a set of security questions to confirm your identity.

    DO NOT SKIP THIS STEP

    Click Here

  • WAIT FOR INSTRUCTIONS: Once receive your fee agreement, we will send you an invoice and instructions on what to do next.

  • Credit Counseling/Financial Management Courses: Federal Law requires that you take a credit counseling course before your case can be filed; and a financial management court after your case is filed. WHEN INSTRUCTED BY YOUR ATTORNEY, please click on the link below and take the proper course.

    When prompted; enter our attorney code: MA0086

    ”Debthelper.com

    Once you complete the course, you will receive the certificate in the email. Please email it to your attorney to ensure that the course is competed.

    Note: you are responsible for the cost of these courses. ($24 for the first course; $14 for the second ($38 total))
    - Remember the password you create, you will need it after your bankruptcy is filed.